What is a commercial bank?
Commercial banks provide loans for commercial and industrial customers.
They operate with commercial customers and make loans to businesses and individuals.
They also issue bonds, which they can sell for cash, and offer short-term loans.
Commercial banks also issue securities, including mortgages, credit cards and bonds.
The U.S. is the world’s largest consumer of commercial bank debt.
Commercial bank interest rates range from 0.25% to about 1.25%.
A commercial bank has a capital ratio that’s less than 2% of its total assets.
Commercial banking is often called a “banking” business, but that’s an old term that is often misused by banks to describe their business model.
They’re not financial institutions.
Commercial Bank, a trade name for commercial bank.
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